IRS Tax Information, Products, and Sites of Interest

The various reference links and calculators will provide you with food for thought. Any computations you arrive at with these sources should be considered rough estimates. If you are looking for numbers you can rely on, please check with your tax advisor for assistance.

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Some Internet Sites of Interest

We hope the following links will be of use to you.

We do not endorse any business or product you may find as a result of these links. The links were chosen as a sample of what the Internet has to offer. There are many fine companies on the Internet, but there are also those who should never be allowed to sell anything to anyone.

We caution you: do not enter into any agreement or purchase anything via the Internet until you and your advisors are satisfied that you are getting what you are paying for.

References and Tax Information

Audit-Proofing How Classifiers Identify Significant Issues on Individual Nonbusiness and Business Tax Returns
Help for Investors, an 19-member today launched an updated version of the "one-stop information shopping" site. The easy-to-use list shows investors where to check out financial professionals, how to report investment fraud, the best help for dealing with other major problems: including broker bankruptcies, identity theft and 401(k) claims and filing arbitration and mediation claims. Online Legal Resources: Legal Research, Government & Legislation, Laws & Cases, U.S. Courts, Law Enforcement, U.S. Founding, International Law, and Legal Resources by Practice Area
Idaho Lawyer Referral Service (LRS) is operated as a public service of the Idaho State Bar. All LRS attorneys are members in good standing with the Idaho State Bar with no pending public disciplinary complaints and the LRS attorneys carry Professional Liability Insurance. The LRS attorneys have agreed to provide their clients with an initial $35.00 half-hour office consultation fee. Source for Company News, Economy, World Biz, Technology, Commentary, Personal Finance, Mutual Funds and Money's Best CNBC Business & The Wall Street Journal The single best source for facts on the net. Tax Analysts: The Nation's #1 Tax Policy and News Magazine

Financial Links is the first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form. You enjoy the flexibility of managing your savings portfolio online as your needs and financial circumstances change - all the time knowing your money is backed by the full faith of the U.S. government.
SavingsBonds was created to address the various needs of U.S. Savings Bond owners to help them maximize their investment, and avoid common financial pitfalls. is a consumer advocate for bond investors and provides bond values and other related information that is easy to understand.
Social Security Calculator by AARP, Let the Social Security Calculator help you figure out how much retirement income you will receive at different claiming ages so you can determine when you should claim Social Security. Can you afford to "retire early" and claim benefits at age 62, should you wait until your full retirement age, or can you wait until age 70 in order to receive the largest possible monthly benefit?

Reverse Mortgage*

Alternatives to Reverse Mortgages Low-Cost Public Loans - Here's how to find the lowest-cost reverse mortgages for home repairs and property. More Costly Private Loans - Learn how to evaluate reverse mortgages designed for high-value homes. Public Benefits: An Alternative - Find government programs that may be a better choice than reverse mortgages. Seriously Consider Selling - Look into selling as a way to evaluate whether a reverse mortgage is worth the cost.
FHA funds housing counseling agencies throughout the country who can provide information on reverse mortgages. To find a HECM counselor near you, visit the FHA HECM Roster or call (800) 569-4287.
HUD's Federal Housing Administration (FHA)The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more. You can receive free information about reverse mortgages in general by calling AARP toll free at (800) 209-8085. FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA lender. Established in 1997, NRMLA is the national voice for lenders and investors engaged in the reverse mortgage business. NRMLA fulfills several roles, which include educating consumers about the opportunity to utilize reverse mortgages, training lenders to be sensitive to the needs of older Americans, developing Best Practices and enforcing a Code of Conduct to make sure lenders participating in the program treat seniors respectfully, and promoting reverse mortgages in the media.
Reverse Mortgage Calculator This free calculator provides approximate estimates for two federally-insured reverse mortgages. These estimates do not reflect local cost variables, are not an offer to make you a loan, do not qualify you to obtain a loan, and are not an official loan disclosure. AARP does not endorse any specific reverse mortgage product or lender.
Reverse Mortgage Loans: Borrowing Against Your Home Download this consumer guide to reverse mortgages from the AARP Foundation Reverse Mortgage Education Project. AARP Sues HUD Over Shift in Reverse Mortgage Policies. There is absolutely no help for reverse mortgage fraud victims-spent 5 months sending in my complaint and everywhere I turn it is an absolute merry-go-round--no help what so ever.
Reverse Mortgage Program Information by State

An American Bar Association guide states that generally "the IRS does not consider loan advances to be income." The guide explains that if you receive SSI, Medicaid, or other public benefits loan advances are counted as "liquid assets" if you keep them in an account past the end of the calendar month in which you receive them. If you do, you could lose your eligibility for these programs if your total liquid assets (for example, money you have in savings and checking accounts) are greater than these programs allow.
*Note: Avoid reverse mortgage products from Bank of America or any subsidiary of Bank of America

Government and Political Sites:

FTC If you've been a victim of identity theft, you can call the FTC's Identity Theft Hotline toll-free at 1-877-IDTHEFT (438-4338).
Official Site for the Idaho Department of Revenue
Official Site for the Idaho Agriculture Information
Official Site for the Idaho Works, Serving Business and Job Seekers in Idaho
Official Site for the Internal Revenue Service
Social Security Administration
Small Business Administration
Vote smart - political topics plus status of current legislation
Wage Determinations OnLine. Price Adjustment Calculation Tool (PACT™). This website provides a single location for federal contracting officers to use in obtaining appropriate Service Contract Act (SCA) and Davis-Bacon Act (DBA) wage determinations (WDs) for each official contract action.

Personal Reference Material and Lookup Sites:

Arthritis and Glucosamine Information Center - At the Arthritis & Glucosamine Information Center you'll find hundreds of articles and information on arthritis and glucosamine, cutting edge research, details on arthritis medications and treatments, arthritis pain management techniques. If you or a loved one has a question about anything related to joint health, you owe it to yourself or your pets to explore this helpful, free resource today.
Contractors Book Center offers a selection of contractor books, construction guides, electrical, estimating, home inspection, mechanical, and remodeling books. We also have videos and DVDs.
Currency converter - any country to any other country
Discounted Travel, Arthur Frommer's Budget Travel New & Used Car Buyer's Guide
FinAid College Financial Aid Helper
Financial Magazine, CNN Money
Free Annual Credit Report. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
1 in 5 credit reports contain serious credit report errors.
1 in 10 credit reports contain errors than can destroy your credit history.
Credit report information and credit dispute information is processed in third world countries open to identity theft.
Currently all credit report agencies have two credit reports. A consumer report that you can access online and a commercial credit report that you never see. A commercial credit report can contain hundreds of errors you never see.
Official U.S. time by zones
Measurement converter - how many centimeters in an inch and numerous other conversions
PayPal Credit Card Processing Start your own Business or Premier account with PayPal. Start selling your products or services with a secure and encrypted shopping carts or payment buttons with low cost, no start-up or monthly fees, no cancellation fees, and no minimum payments.
The Sunlight Foundation was founded in 2006 with the goal of using technology to enable citizens to learn more about what their elected representatives are doing, to help reduce corruption, ensure greater transparency.
Technical Schools Search is a company dedicated to providing visitors with accurate and complete information about leading technical schools that offer classes covering a variety of academic disciplines. Technical Schools Search dot com offers you the ability to search for tech schools and technology training at a technology school near you.
Time Clock Allied Time offers a lowest price guarantee on employee punch clocks and more.
The Ultimate Reference Desk - You can search the reference desk topics by keyword or table of contents.
Webster's - dictionary and a thesaurus
Zip code lookup - United States, use any address

International Travel Information

Turkey Hotels - hotels in Turkey, Istanbul hotels, Turkey hotel and Tours, hotel Istanbul Turkey.
Anzac Tours - Gallipoli Tour, Anzac Day Tours, Anzac House, Anzac Dday, Anzac Tours gallipoli, Anzac Travel, Anzac Turkey.

Computer Security Products:

NOD32 is the only software we install for our clients!
ESET has redefined industry standards and received critical acclaim from some of the leading antivirus software testing organizations. ESET solutions offer integrated, real-time protection against viruses, worms, trojans, spyware, adware, phishing, and hackers. They feature ThreatSense® Technology and better protect single computers and networks alike against more new and evolving threats than the competition (such as McAfee, Symantec, and Trend Micro) according to

Extra Income Opportunities:

Airbnb began in 2008 when two designers who had space to share hosted three travelers looking for a place to stay. Now, millions of hosts and travelers choose to create a free Airbnb account so they can list their space and book unique accommodations anywhere in the world
Uber, Need something outside the 9 to 5? As an independent contractor with Uber, you got freedom and flexibility to drive whenever you have time. Set your own schedule, so you can be there for all of lifes most important moments.

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